For those starting over

Last week we received the following email:

Just wondering if you might address the issue of those of us who have recently lost everything financially when our long-time industries took a dive, and are starting over? It’s clear as a bell what “enough” is now. If you have cautions or suggestions as we start over, we’d love to hear your advice. Your book is such an inspiration!

Vicki and I were both moved by this message.  The idea of having someone lose all the money they’ve worked so hard to save is a trial we wish no one had to endure. But the bright tone of the email above suggested that this person was going to overcome the setback just fine. I reflected on what I would do in such a situation and recommended the following ideas: