http://ymoyl.wordpress.com/2009/06/26/your-money-or-your-life-to-the-rescue/ The Official Website for the Your Money or Your Life book and programs Sat, 03 Dec 2011 23:30:59 +0000 hourly 1 http://wordpress.com/ http://ymoyl.wordpress.com/2009/06/26/your-money-or-your-life-to-the-rescue/#comment-760 Sun, 28 Jun 2009 13:51:34 +0000 http://yourmoneyoryourlife.info/?p=1289#comment-760 Hi Vicky! I’m making a lot of changes, too! I’ve been tracking my money since the seminar. Interestingly, my 1997 Chevy died last week; i was actually very happy, as I was able to buy the car I’ve wanted for a long time – a 2006 Toyota Camry! I practically live in my car for my job, so I am enjoying it immensely (even though I have a car payment for the first time in 7 years!) To balance things, I’m getting another roommate when mine moves next week; (this will bring my rent, for an 1000 sq ft apt, to $350 per month!) i’m getting rid of home phone, fax line, all of cable but $13/mo- worth – i rarely watch tv anyway! i’m finally taking the defensive driver course to lower my auto insurance, and, in general, looking at other ways to cut expenses without becoming what i consider “ridiculous”! Case in point – to save money, my ex’s mother used to turn the electronic ignition on her hot water heater off every day!!!!!!! Geez !!!!!!!!!!! I’d rather stick needles in my eyes!! I’m very happy working this program, but find that i need to be even more vigilant, and work it a little more! But I’m doing well! Hope you are enjoying your home! Best, Judy

]]> http://ymoyl.wordpress.com/2009/06/26/your-money-or-your-life-to-the-rescue/#comment-749 Fri, 26 Jun 2009 23:38:31 +0000 http://yourmoneyoryourlife.info/?p=1289#comment-749 My enough point shifted dramatically when I tried work free-income free living. I had not estimated my love/need for driving. I had also begun at age 50 the accounting associate degree program after being laid off just at my FI point. I never would have chosen accounting except for the YMORL program I had been on since1995. I am now a senior, with two classes to go before i can sit for the CPA exam. I am once again unemployed, except for a volunteer job that turned into a few hours paid a week. I do not limit my driving, but only attend free stuff once I’m there. Knowing that I must return to work, but will be doing work I enjoy, and my substantial safe finances due to YMOYL, I am happy and content, and enjyoing this period of my life immensely.
Thank you Vicki and Joe, profoundly thank you
Barb Mikula

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