I researched mint, geezio, and several others a year ago. One obstacle I encountered was that the only assets they tracked were associated with financial institutions; they had no provision for dealing with fixed assets like real estate, or receivables. The inability to account completely for net worth was a deal-killer for me.

I also find that there is such a thing as too much automation. There is a point of diminishing return. I’m still recommending Quicken because it tracks net worth completely and has excellent budget reporting tools, when used intelligently.

(Unfortunately, in Quicken the budget report defaults on the Advanced tab are set to “budgeted only” instead of “non-zero actual.” This default setting omits budget-busting, unexpected expenses.)

I am sure things have changed since I did my research, but there it is. Hope it helps.

Kris Freeberg
Making End$ Meet